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Exhibit 2 displays scatter plots of a five-year balloon rate versus the ten-year Treasury and swap rates. Employees are then not compensated for increased skill, experience and responsibility increased merit, nor do they receive their share of the increasing national income and wealth the betterment, do not receive merit increases and betterment increases. If the rich don't want to pay high taxes we are better off without them room rent immediate occ bad credit is not a problem but references and a good rental history will help .
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